Advice Selling

I am here for you

If you're in the market for a new home, you're in the right place. Buying a property is one of the largest financial transactions you'll make in your life, which means there are many important questions to consider when purchasing a home. As a CENTURY 21® REALTOR® I will go beyond the transaction and will be there with you every step of the way.

Buying a home can be an exhilarating journey, but it's essential to navigate it with care and knowledge. As your trusted real estate advisor, I'm here to provide you with valuable insights, tips, and guidance to make your buying process as smooth as possible.

Whether you're a first-time buyer or an experienced pro, there's always something new to learn when it comes to real estate. We can delve into a range of topics, from understanding the local market and financing your purchase to negotiating the best deal and discovering hidden gems in the world of real estate.

I'm here to answer any questions you may have and to assist you at every step of your home-buying adventure.

Supporting you every step of the way

To kickstart your journey, I've created 'The Ultimate Guide to the Home Buying Process' for you to gain a better understanding of the BC market. It's packed with useful information to help you make informed decisions. Don't hesitate to request your copy.

If you're buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs.

Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.

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HOME BUYER'S GLOSSARY

AMORTIZATION PERIOD

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

APPRASIAL

The process of determining the market value of a property.

CLOSED MortgageS

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

MORTGAGE

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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